Testimonial

THE RANGE OF SERVICES PROVIDED FROM US ARE AS BELOW:

1. Personal Loan

2. Land & Housing Loan

3. Mortgage Loan

4. Financial Consultancy

With the above services, we believe we are ready to access your need with effective solution.

IF YOU ARE INTERESTED TO APPLY FOR THE LOAN, PLEASE PREPARE THE DOCUMENTS AS LISTED BELOW:

1. Title Deeds

2. Photocopy IC

3. Address Of The Property (Utilities Bill)

4. Latest Three Months Salaries Slips

5. Latest Three Months bank Statements

6. KWSP Statements (EPF)

THINGS YOU SHOULD KNOW ON BORROWING:

• Maximum Period for Repayment Up to 12 Months
• Minimum Annual Percentage Rate From 12% per annum
• Maximum Annual Percentage Rate Up to 18% per annum

Sample representation of loan with maximum rates:
Total Amount Borrowed RM1000
Time Period * 12 Months
Interest Rate ** 1.5% Per Month
Total Cost Payable Per Annual *** (excluding loan principle) RM180

FURTHER INFORMATION & REQUIREMENTS

• Loan Tenure 90 days -24 months
• Maximum Interest Rate (APR): 18%
• Zero Application/Processing Fees
• Malaysian citizen
• 18 years of age and above
• Government employees
• Factory workers
• Private employees
• Pension
• Salaries through bank
• Blacklist are eligible to apply

TERM & CONDITION

• Representative Annual Percentage Rate (APR) or range
  • Maximun 18%
• Fees of Loan Application incl. all fees
  • Processing Fees RM 50
  • Runner Fees RM 50
• Implications of Non-Payment
  • Additional 1% interest rate charges if payments are late or missing
  • No legal consequences if payments are late or missing
  • No legal actions will be taken if payments are late or missing
  • No impact on credit score if payments are late or missing
• Renewal Policy
  •  Minimum 3 Months & Maximum 5 Years of  repayment period.
  • Automatic Extension of Loan which passed the payment period.
  • Upon renewal, there will be no fees or (interest) rate changes.
  • Payment date change to new cycle from the date renewed.